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BOCC was incorporated as a Schedule II bank in September 1992 and has operated since May 1993. BOCC opened its first branch in Toronto's Chinatown in 1994, followed by the Vancouver branch in 1995. CDIC insures eligible Canadian dollar deposits at member institutions having tenures of up to five years and up to C$100,000 per depositor. BOCC is a member of the Canadian Bankers Association, Canadian Payments Association, as well as the Canada Deposit Insurance Corporation ('CDIC'). It carries on business under Canada's Bank Act and operates under the supervision of the Office of Superintendent of Financial Institutions. BOCC is a full-service bank in Canada. The second branch, in the Greater Toronto Area, was opened in Scarborough in 2005.
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